Coronavirus: operators urged to check insurance policies now ahead of court action

Trade group calls on those who have had claims rejected to get in touch by June 5

HOSPITALITY businesses which have had business interruption insurance claims related to COVID-19 rejected have until June 5 to make their voices heard as part of an upcoming test case.

The Financial Conduct Authority (FCA) is set to file an action at the High Court to seek clarification on the wording of business interruption policies.

The FCA has identified several ‘test cases’ to put before the High Court, but trade group UK Hospitality is urging operators to come forward with their own experiences so that the “interests of the sector are fully represented” in the legal action.

The trade group is working with legal firm Taylor Wessing and hotel management company Black & White Hospitality to ensure the hospitality industry is well represented in the FCA case.

It is urging hospitality business owners to check the FCA’s representative samples and come forward with any wording from their own insurance policies that isn’t covered in the FCA’s case.

Operators can find the FCA samples at

They have until Friday June 5 to make any contributions to the case and can contact UK Hospitality at 

Kate Nicholls, chief executive of UK Hospitality, said: “So many stakeholders have come together on this crucial matter. We now have a final sprint towards the deadline, to make sure that hospitality’s insurance plight is properly heard.

“A central ask of UKH’s #Fair4Hospitalty campaign is a resolution to insurance claims. With the support of leading law firm, Taylor Wessing, and Black & White Hospitality, we are urging all hospitality businesses to get in touch, so the industry’s voice is heard and any relevant wording not covered by the proposed test case is included.”